Free education for workers, families, and employers
Benefits and layoff transition courses people can use before deadlines pass.
Life Health & Legal Education Partners gives employees and families plain-language education on health coverage, benefit choices, financial wellness, legal readiness, and protection decisions during job change.
Choose Your Path
Two simple free entry points keep the experience clear for employees, families, employers, and community partners.
First 30 Days After a Layoff
A step-by-step course for protecting health coverage, household benefits, legal documents, money choices, and 401(k) questions after job loss.
Benefits & Health Plan Education Library
One free enrollment opens the full benefits library: plan choices, HSAs, FSAs, HRAs, prescriptions, Medicare, qualifying life events, supplemental benefits, deductible structures, and employer reimbursement concepts.
LHALEP Learning Portal
Already enrolled? Log back in to continue your courses, review lessons, and keep your education pathway organized.
Included In The Benefits Library
These courses are available through one free benefits library enrollment, so people are not forced through sixteen separate sign-up flows.
Benefits Basics for Employees and Families 101
A starter path for employees who need simple language before choosing or changing benefits.
Health Plan Choices Explained 101
Understand the major plan types and the questions to ask before choosing coverage.
HSAs, FSAs, HRAs, and Smart Spending 101
Learn the practical differences between health savings accounts, flexible spending accounts, and reimbursement arrangements.
Health Plan Comparisons 101
Compare common plan options in plain English so the tradeoffs are easier to see.
Consumer Directed Health Plans 101
Learn how consumer-directed plans work and what to watch for when pairing them with account-based benefits.
Prescription Drug Benefits 101
Understand pharmacy benefits, medication cost questions, and ways to manage prescription spending.
Supplemental Benefits Essentials 101
Review voluntary benefits and how they may fit into a household protection plan.
Specialty Flexible Spending Accounts 201
Learn how limited purpose and dependent care FSAs work and when they may be useful.
Medicare Overview 101
A plain-language introduction to Medicare timing, parts, and basic transition questions.
Qualifying Life Events 101
Understand events that may open special enrollment windows or require quick benefit decisions.
Coverage Rules and Deductible Structures 201
Learn how deductibles, embedded versus aggregate designs, and plan rules affect real family costs.
Advanced Health Plan Comparisons 201
Go deeper on plan design tradeoffs and the questions that matter when choices are close.
High-Deductible Health Plan Comparisons 201
Compare high-deductible health plans against other options and understand account pairing considerations.
Consumer-Directed Plan Comparisons 301
Explore deeper consumer-directed plan comparisons for employees who want more than the basics.
Employer Coverage and Reimbursement Concepts 201
Understand reimbursement concepts and employer coverage structures in practical language.
Account-Based Benefit Pairings 201
Learn how accounts and plan designs can work together when employees are comparing options.
School Financial Literacy Programs
Short, school-ready LHALEP sessions for grades 5-8 and high school. Built for 30-minute class visits, 60-minute workshops, advisory periods, career days, and donor-funded community education.
Money Choices That Make Sense
Needs, wants, goals, tradeoffs, and a one-week money plan students can discuss with a trusted adult at home.
First Paycheck, First Budget, First Protection Plan
Paycheck basics, starter budgets, insurance vocabulary, legal-readiness questions, and better decisions before students sign or buy.
Underwrite a classroom-ready session
Donations can support printed handouts, school visits, longer workshops, and multi-session student cohorts where permitted.
For employers, workforce partners, churches, and community groups
Share this page with employees or members who need a calm, educational resource during a benefits transition, layoff, closure, or open enrollment season.